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Indian Banking Sector: Challenges and Opportunities KV Kamath, SS Kohli, PS Shenoy, Ranjana Kumar, RM Nayak, and PT Kuppuswamy N Ravichandran (Coordinator) includes debate by practitioners and academicians on a contemporary topic COLLOQUIUM ending maker Summary KEY WORDS Disintermediation .ee-and .und-based crossing line Credit Risk E-banking CRM A rattling(a) panel of managing directors and chief executive director officers of some of the well-known banks in the country responded to the theme on the challenges and opportunities faced by the Indian banking empyrean in the liberalized environment. The contributors intercommunicate the following issues: Ø .inancial reforms with specific rootage to Indian banking industry focussing on implications to the existing players, adolescent entrants, multinationals, and consumer behaviour. Ø New and emerging opportunities: consumer and commercialised banking. Ø Competition: players, intensity, grocery size, profitability, and growth. Ø Responses to challenges with depot to restructuring, automation, harvest-time take iny, and process reengineering. Ø Issues tie in to governance, regulation, and audit. Ø Product engineering, product design, and product delivery.

Ø Consumer expectations, feedback, cross-selling, customer relationship management(CRM), market segmentation, marketing, branding, and impertinently products introduction. Ø HR think issues: VRS, compensation, education and training, empowerment, and career plan. Ø .uture scenario: all-inclusive trends in the next quintet years and the expected position. Ø E-banking and its importance. salient features of the responses included: Ø The Indian banking welkin is at an exciting designate in its evolution. The opportunities to enter parvenu headache and new markets and to deliver higher levels of customer allude are immense. Ø As the Indian banks position themselves as pecuniary service providers, banking problem is acquiring redefined. Technology is unsettling the earlier business processes and customer behaviour...If you want to buy off a full essay, evaluate it on our website: Orderessay

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